A responsible investor's account, told badly A joint non-registered account, funded with an ordinary Canadian balanced...
Tax and Treaty
The Canada-US tax treaty, PFIC rules, filing obligations, and reporting requirements such as FBAR. How two tax systems interact, and the places where they conflict.
Canadians Owning U.S. Property: How U.S. Estate Tax Applies to Your Winter Home
The condo in Florida was supposed to be the simple part. For Canadians owning U.S. property, estate tax is the part...
Snowbirds and the Substantial Presence Test: How Many Days You Can Spend in the U.S.
Ask a Canadian snowbird how long they can stay in the United States and the answer comes back fast and confident. Six...
Unlimited in Canada, Capped at $250,000 in the US: The Home Sale Exemption That Does Not Cross the Border
A deal is being floated, and it has a price tagTwo countries, two different bargainsThe cap that has not moved since...
CPP, OAS and U.S. Social Security: How Cross-Border Retirement Income Fits Together
If you worked on both sides of the border, you may be entitled to government retirement income from both countries. A...
What Is a PFIC? A Cross-Border Investor’s Guide to Passive Foreign Investment Companies
There is a mistake that catches careful people, not careless ones. You are a U.S. citizen or green card holder living...
U.S. Canada Income Tax Treaty Summary
What you Need to know When your financial life spans both the United States and Canada, even ordinary decisions can...
PFIC Information: Understanding a PFIC and How It Affects You
PFIC rules are one of the most common and most frustrating tax issues for people with financial ties to both the US...
Tax Planning for U.S. Citizens in Canada
U.S. citizens and dual citizens living in Canada face unique challenges when it comes to financial and tax planning....
Beyond Salary: Understanding Your Total Compensation
Compensation is more than just a number on a paycheck. Whether you're exploring new opportunities, preparing for a...
Breaking Down the One Big Beautiful Bill Act: What You Need to Know
The Tax Cuts and Jobs Act of 2017 (TCJA) included lower federal income tax brackets, bigger standard deductions, and...
Substantial Presence Test: The Complete 2026 IRS Guide to U.S. Tax Residency
Everything you need to know about how the IRS determines tax residency — with examples, exemptions, formulas, and...
Renounce U.S. Citizenship: The Definitive 2025 Guide (Costs, Exit Tax, Process & Risks)
Everything you need to know before giving up your American citizenship Renouncing U.S. citizenship has become...
Tax Prep vs. Tax Strategy: The Difference Matters More Than You Think
Key Takeaways Treat tax strategy as a continuous process, not a once-a-year filing exercise. Coordinate with financial...