A 2026 plain-English guide to how each of your Canadian registered accounts behaves once you become a U.S. resident....
Registered Accounts
RRSPs, TFSAs, FHSAs, RESPs, 401(k)s, IRAs and Roth accounts. How each is treated on both sides of the border, and what happens to them when you move.
401(k) vs RRSP: Cross-Border Retirement Accounts Compared
A 2026 plain-English comparison of the two accounts, and what actually happens to each one when you cross the border....
Is There a 401(k) in Canada? The RRSP Equivalent, Explained
A 2026 plain-English guide to Canada's retirement accounts, and how they line up against the US 401(k) and Roth. If...
What Happens to Your 401(k) When You Move to Canada
A 2026 plain-English guide to your options, the tax rules, and the one mistake that costs cross-border movers the...
401k Rollover Options
Transitioning jobs, entering retirement, or reevaluating your financial strategy often raises an important question:...
RRSP Accounts
For Canadians building wealth and preparing for retirement, the RRSP—Registered Retirement Savings Plan—is one of the...
Canadian Retirement Account Info Cross Border Wealth
For individuals who live, work, or retire across the U.S. and Canada, navigating different retirement savings systems...
Roth Conversions for Cross-Border Investors
Roth conversions can be a powerful planning strategy for clients navigating financial lives that span both the U.S....
Retiring in Canada: Key Considerations
Deciding whether to move back to Canada for retirement involves several considerations, including lifestyle...
Optimizing Your RRSP for Retirement Success
Table of Contents: If you are bringing U.S. retirement savings with you, our guide covers transferring a 401(k) into...
Managing Your Roth IRA in Canada
Table of Contents A Roth IRA is only one piece of the picture. If you also hold a workplace plan, read our guide on...
How to Manage Your 401(k) When Moving to Canada: Essential Tips and Strategies
When relocating from the United States to Canada, 401(k) accounts may be frozen, limiting access and management...
What You Need to Know About the 2025 Changes to Inherited IRA Rules
The rules regarding inherited IRAs have changed in the last five years, and failing to comply with the new...
FHSA: The Complete Guide to Canada’s First Home Savings Account (2025 Update)
Everything First-Time Homebuyers Need to Know The FHSA (First Home Savings Account) is one of the most...
Roth IRA Distributions: The Complete Guide for 2025 (Tax Rules, Penalties & Smart Strategies)
Everything you need to know before taking money out of your Roth IRA A Roth IRA is one of the most...