You spent eighteen years funding an education account. Then the family moved, and nobody mentioned that the account...
Registered Accounts
RRSPs, TFSAs, FHSAs, RESPs, 401(k)s, IRAs and Roth accounts. How each is treated on both sides of the border, and what happens to them when you move.
The Account Canada Calls Tax-Free and the IRS Calls Income: A TFSA Guide for Anyone Moving South
The account that feels like the easy one For most Canadians, the Tax-Free Savings Account is the simplest account in...
Roth IRA in Canada: What Happens to Your Account When You Move
A 2026 plain-English guide to the treaty election, the deadline most people miss, and the one mistake that cannot be...
Should You Close Your TFSA Before Moving to the U.S.?
A 2026 plain-English framework for deciding whether to collapse your TFSA before you become a U.S. person. The...
RRSP, TFSA and FHSA When You Move to the U.S.
A 2026 plain-English guide to how each of your Canadian registered accounts behaves once you become a U.S. resident....
401(k) vs RRSP: Cross-Border Retirement Accounts Compared
A 2026 plain-English comparison of the two accounts, and what actually happens to each one when you cross the border....
Is There a 401(k) in Canada? The RRSP Equivalent, Explained
A 2026 plain-English guide to Canada's retirement accounts, and how they line up against the US 401(k) and Roth. If...
What Happens to Your 401(k) When You Move to Canada
A 2026 plain-English guide to your options, the tax rules, and the one mistake that costs cross-border movers the...
401k Rollover Options
Transitioning jobs, entering retirement, or reevaluating your financial strategy often raises an important question:...
RRSP Accounts
For Canadians building wealth and preparing for retirement, the RRSP—Registered Retirement Savings Plan—is one of the...
Canadian Retirement Account Info Cross Border Wealth
For individuals who live, work, or retire across the U.S. and Canada, navigating different retirement savings systems...
Roth Conversions for Cross-Border Investors
Roth conversions can be a powerful planning strategy for clients navigating financial lives that span both the U.S....
Retiring in Canada: Key Considerations
Deciding whether to move back to Canada for retirement involves several considerations, including lifestyle...
Optimizing Your RRSP for Retirement Success
Table of Contents: If you are bringing U.S. retirement savings with you, our guide covers transferring a 401(k) into...
Managing Your Roth IRA in Canada
Table of Contents A Roth IRA is only one piece of the picture. If you also hold a workplace plan, read our guide on...