You spent eighteen years funding an education account. Then the family moved, and nobody mentioned that the account...
Guides
Evergreen cross-border reference guides for families and individuals with financial ties to both Canada and the United States. These explain how accounts, taxes, and rules actually work, and are kept current rather than tied to a publication date.
The Account Canada Calls Tax-Free and the IRS Calls Income: A TFSA Guide for Anyone Moving South
The account that feels like the easy one For most Canadians, the Tax-Free Savings Account is the simplest account in...
$14,250 on a $1 Million Estate: What Alter Ego and Joint Partner Trusts Do About Probate
The fee most families treat as unavoidable Probate is the court process that confirms a will and gives an executor...
One Family, Two Countries, Two Powers of Attorney: A Snowbird’s Incapacity Checklist
The document that assumes you'll never leave the province A power of attorney is built to solve one problem: someone...
The Fund That Looks Ordinary in Canada and Radioactive in the US
A responsible investor's account, told badly A joint non-registered account, funded with an ordinary Canadian balanced...
Canadians Owning U.S. Property: How U.S. Estate Tax Applies to Your Winter Home
The condo in Florida was supposed to be the simple part. For Canadians owning U.S. property, estate tax is the part...
Snowbirds and the Substantial Presence Test: How Many Days You Can Spend in the U.S.
Ask a Canadian snowbird how long they can stay in the United States and the answer comes back fast and confident. Six...
When One Will Is Not Enough and Two Wills Are Not the Answer: Probate Planning With a US Beneficiary
The advice every business owner eventually getsHow the structure works, and whyThe law behind it is settled, but it...
Unlimited in Canada, Capped at $250,000 in the US: The Home Sale Exemption That Does Not Cross the Border
A deal is being floated, and it has a price tagTwo countries, two different bargainsThe cap that has not moved since...
CPP, OAS and U.S. Social Security: How Cross-Border Retirement Income Fits Together
If you worked on both sides of the border, you may be entitled to government retirement income from both countries. A...
What Is a PFIC? A Cross-Border Investor’s Guide to Passive Foreign Investment Companies
There is a mistake that catches careful people, not careless ones. You are a U.S. citizen or green card holder living...
Cross-Border Estate Planning and U.S. Estate Tax: The Canada-U.S. Guide
A 2026 plain-English guide to how two very different death-tax systems can reach the same estate at once. Canada and...
Roth IRA in Canada: What Happens to Your Account When You Move
A 2026 plain-English guide to the treaty election, the deadline most people miss, and the one mistake that cannot be...
Should You Close Your TFSA Before Moving to the U.S.?
A 2026 plain-English framework for deciding whether to collapse your TFSA before you become a U.S. person. The...
RRSP, TFSA and FHSA When You Move to the U.S.
A 2026 plain-English guide to how each of your Canadian registered accounts behaves once you become a U.S. resident....