Cross-Border Wealth Management
Articles
Approved Is Not Built: What Canada’s First National-Interest Designation Does and Does Not Change
The headline and the process On October 1, Prime Minister Mark Carney designated a West Coast oil pipeline, now called Pacific Link, as the first project of national interest under the Building Canada Act. The line would run roughly 1,200 kilometres from Bruderheim,...
Survival Then, Scale Now: Reading Canada’s Energy Consolidation Wave Correctly
The same industry, two very different reasons to sell In March 2017, Shell agreed to sell the bulk of its Canadian oil sands interests to Canadian Natural Resources for roughly US$7.25 billion, part of just over US$8.5 billion in Shell divestitures that year. A few...
Regime Change, Commitments and Price: A Method for Telling Which Headlines Actually Matter
Everything arrives at the same volumeThree questions, in orderThe regime change: the direction of rates reversedThe commitments: Ottawa put a number on itThe price: oil, againWhy we do not trade any of thisUsing this yourselfFrequently Asked QuestionsDid the Federal...
Three Headlines, One Regime Change: Telling a Structural Shift From Noise
Two Hundred and Fifty to One: The US Estate Tax Gap Between You and Your American Neighbour, and the Treaty Article That Closes It
Thirty Days, One Form, and the Registration Rule Canadians Think Went Away
The Cuts Are Not Coming: Rebuilding a Cross-Border Plan Around Rates That Stopped Falling
Ballast No More: What a Rising Term Premium Means for Fixed Income Held in Two Currencies
Japan’s 10-year yield reached 3% for the first time since 1996, and Norway’s sovereign wealth fund has proposed cutting government bonds from 70% to 50% of its benchmark. The term premium is back, and fixed income is no longer the boring part.
Ballast No More: What a Rising Term Premium Means for Fixed Income Held in Two Currencies
Japan’s 10-year yield reached 3% for the first time since 1996, and Norway’s sovereign wealth fund has proposed cutting government bonds from 70% to 50% of its benchmark. The term premium is back, and fixed income is no longer the boring part.
Elbows Up, Eyes Open: Backing Canadian Industrial Policy Without Doubling a Bet You Already Own
Read the Provisions, Not the Headline: What Canadian Bank Q3 Results Say About How Far the Trade War Has Travelled
Two Central Banks, Two Directions, Forty-Eight Hours Apart: What a Widening Rate Gap Does to a Cross-Border Household
Eight Days and Counting: What Canada’s September 8 Counter-Tariffs Change for Cross-Border Families and Owners
Technical Details Explained Clearly
Reference Guides
RRSP Accounts
How they work, what they’re worth, and what changes when you cross the border.
401(k) Rollover Options
Your options when leaving an employer, and how a cross-border move changes the math.
PFIC Information
What a Passive Foreign Investment Company is, why it matters for U.S. taxpayers in Canada, and what the reporting looks like.
U.S.-Canada Income Tax Treaty
The agreement that sits behind almost every cross-border financial decision, and why understanding it matters.
Cross-Border Trusts
How trusts are treated differently under Canadian and U.S. law, and what that means for your planning.
Canadian Retirement Account Info (RRSP vs TFSA)
RRSP vs. TFSA, including how each is viewed by the IRS and when one creates problems the other doesn’t.
U.S.-Canada Income Tax Treaty
When a Roth conversion makes sense across borders, and the coordination required to do it without triggering double taxation.